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Prepaid cards are basically financial entities which you should use in place of cash–to purchase goods or spend on services. However usually categorize them under credit cards, these cards do not actually work like common charge cards that you should use in a “spend now, pay later” scheme. Prepaid credit cards actually work the other way encompassing. They require you to load them with cash first before background checks use them-much like a “pay now, spend later” scheme. An individual been quite mislead?
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Beware of Expiration and Blackout Periods. While 60% percent of rewards programs don’t have blackout dates or expiration dates, examine your status and for anyone who is signed up for that program that does have limits or expiration’s based on your tools. Some programs have rules and restrictions that state you will lose points over time of inactivity or low spending on their own card it’s site.
The opinions voiced in this material are for general information only and are not intended to specific advice or suggestions for any your own. To determine which investment(s) may be appropriate for you, talk to your financial advisor prior to investing. All performance referenced is historical and is not guarantee of future results. All indices are unmanaged and may not be invested into directly.